Vacant Commercial Property Checks:
For those who own or manage commercial properties, temporary closures due to COVID-19 may have sparked some questions about insurance coverages. Many businesses have been shut down or are having their employees working from home where possible, which means your building could be unoccupied or vacant. When your building is not occupied on a regular basis, you are more susceptible to damages such as fire, vandalism and theft, which can affect how your insurer would handle potential claims.
In general, a commercial property can be considered vacant by an insurance company if it is not occupied for 30 days or more. We can help by performing checks on vacant properties and ensuring that the building and all major systems are in good operations and that no issues are present. Small reports can be provided.
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